Why Every Eligible Farmer Must Be Registered Under PM Kisan Right Now

The Pradhan Mantri Kisan Samman Nidhi — PM Kisan — is one of the most straightforward government schemes ever launched for Indian farmers. Eligible farmers receive an annual income support of Rs 6,000, disbursed in three equal instalments of Rs 2,000 each, directly into their bank accounts through Direct Benefit Transfer.

There is no application fee, no agent needed, and no mandi or office to visit for the money. It arrives in the farmer’s account automatically once registration is complete and verified.

Under PM Kisan Samman Nidhi, Rs 3.90 lakh crore have been directly transferred into farmers’ bank accounts Press Information Bureau since the scheme launched in 2018 — making it the largest direct cash transfer programme for farmers in India’s history.

Who Is Eligible

PM Kisan covers small and marginal farmers across India. The scheme primarily targets small and marginal farmers who form a significant portion of India’s agricultural workforce. Landholding farmers whose names appear in land records are eligible to apply.

Those not eligible include institutional landholders, former or current holders of constitutional posts, serving or retired government employees drawing monthly pension above Rs 10,000, and income taxpayers.

The Kisan Credit Card Connection

PM Kisan registration also opens the door to the Kisan Credit Card scheme. As of 2024, there are 7.75 crore active KCC accounts with Rs 9.81 lakh crore in loans outstanding — giving registered farmers access to short-term credit at subsidised interest rates for seeds, fertilisers, and farm equipment.

Through the Kisan Credit Card scheme, loans worth over Rs 10 lakh crore were disbursed in FY 2024-25, alongside Rs 1.62 lakh crore in interest subsidies. Press Information Bureau This makes KCC one of the most valuable financial tools available to Indian farmers today.

How to Register and Check Payment Status

Farmers can register at pmkisan.gov.in or visit the nearest Common Service Centre with their Aadhaar card, bank passbook, and land records. e-KYC is now mandatory — farmers who have not completed e-KYC will not receive instalments regardless of registration status.

To check payment status, visit pmkisan.gov.in, click on Beneficiary Status, and enter your Aadhaar number or registered mobile number. The next instalment date and payment history are visible instantly. Farmers who have not received recent payments should check their e-KYC status first — this is the most common reason for payment delays.